Car Title Loans In Texas With 24 Hour Approval And Funding

Title Pawn Online is a leading online source for title loans in Texas! Car title loans are secured by the collateral or “equity” in your vehicle, and the requirements are far fewer than those of typical unsecured loans. With a title pawn, you’re using the car as security for whatever amount you borrow and loan amounts can reach $20,000 in Texas!

Unlike personal loan lenders that require a decent credit score, a title pawn company is mainly concerned with how much equity your vehicle brings. If you have a car with value, there’s no reason why you can’t qualify for a vehicle equity loan. There’s always a chance your lender can take your vehicle if you don’t make the payments, but most customers can complete their lending term and get the car back after paying off their loan. Title Pawn Online can pre-approved your application in minutes for a title loan in Texas, so call us at 888-370-7434 to start the loan approval process!

Car Title Loan Requirements In Texas

-A newer vehicle that’s worth $4,000 or more. It’s also advisable for your car to have low miles(100,000 or fewer) and no significant damage. That way, the resale value will increase, and you can borrow more cash with a higher value car or truck.

-A clear title in your name (no liens or outstanding loans). If you’re the titleholder of record but don’t have the title, you can often get a copy that same day at any Texas DMV location.

-Proof of insurance. You must have comprehensive vehicle coverage.

-Proof of registration from the Texas DMV.

-Income verification in the form of bank statements or employment records. 

Title Loan Lending Amounts in TX

Expect an average loan of $2,000 when you first apply with Title Pawn Online in Texas, and funding amounts can go up to $25,000 for returning customers with vehicles valued at $40,000 or more. Most lenders that offer title loans with no income verification offer 50% of the value of your car, but some may lend you up to 60%.  For instance, someone in Dallas will probably see a higher funding amount versus an applicant in a more rural part of the state. That’s because you can often bring in your vehicle for a quick inspection at multiple lending locations in Dallas. You should be able to compare quotes and get the best lending terms from several local companies.

The Interest Rates For Auto Title Pawns In Texas

Interest rates online title pawns in Texas are based on your loan amount and vehicle value. Your APR will range between 25% – 150% in some cases. These high rates illustrate why you should only borrow what you need and repay your loan quickly. While it’s possible to repay your loan with a high APR, it can take years to pay down the balance, so you should pay more than the minimum monthly payment.

Vehicle Title Pawns With Bad Credit

Title pawn loans are available to all applicants in Texas regardless of their credit scores. These loans are secured, and the lender isn’t as concerned with your credit score as they are with the vehicle’s value. A lender may run a credit check to ensure you have no significant defaults, but they won’t reject your application if you’ve only missed a few recent payments. So whether you have good, bad, or no credit, you can still get online title loans in Texas!

Apply With An Online Company Or Go With A Title Loan Provider Near Me In Texas

Apply with Title Pawn Online to work with a local lender in Texas. Most people prefer to work with an online lender because it’s more convenient, and you can usually get funded faster. Additionally, online title loan companies typically have more flexible eligibility requirements than local lenders. So, if you’re worried about whether or not you’ll qualify, it’s always wise to start your search with an online title loan provider.

For those who choose to apply with a neighborhood title pawn provider in Texas, that’s also fine. Hundreds of companies in Dallas and Houston offer cash for things like salvage title loans. Just be sure to compare offers from multiple lenders before deciding so you can get the best terms possible. And remember, title loans are secured loans, so make sure you’re comfortable with the risks before signing anything!

I’m Ready To Get Started – How To Apply For A Title Pawn Online In Texas

You can start with Title Pawn Online if you’re ready to apply for a loan that uses your car as collateral. We offer a fast online application, or you can call us at 888-370-7434. When you first apply, we only need your vehicle’s make, model, year, and mileage. It takes less than 15 minutes to get a free online quote, and you may be able to get your cash that same day!

Apply Today At Any of These Lending Locations In Texas:

• Arlington
• Austin
• Corpus Christi
• Dallas
• El Paso
• Fort Worth
• Houston
• Plano
• San Antonio